SBI Systematic Withdrawal Plan Calculator
Plan your mutual fund withdrawals with accurate projections and maximize your returns with State Bank of India
Investment Parameters
50,00,000
25,000
10.0%
15
6.0%
10%
SWP Projection Results
Corpus Lasts For
15.0 years
With current parameters
Total Withdrawals
₹54.00L
Nominal value
Effective Yield
8.2%
After tax & inflation
Tax Efficiency
89.4%
Post-tax value
Corpus Sustainability
85%
Recommendations
- Your corpus will last for the entire duration of 15 years with current withdrawal rate
- Consider increasing investment duration by 2 years for better inflation protection
- Tax-efficient withdrawal strategy: 75% from equity funds, 25% from debt funds
- Maintain emergency fund of ₹1.5 lakhs for 6 months expenses
Yearly Projection
| Year | Start Balance (₹) | Annual Withdrawal (₹) | Returns (₹) | Tax (₹) | End Balance (₹) | Real Value (₹) |
|---|
Disclaimer
The results generated by this calculator are for illustrative purposes only. Actual returns may vary depending on market conditions and fund performance. Past performance is not indicative of future results. Please consult with a financial advisor before making any investment decisions. SBI Mutual Fund is not liable for any decision made based on the results of this calculator. Investment in mutual funds is subject to market risks, read all scheme related documents carefully.