On a glance “Motilal Oswal NASDAQ 100 ETF” might seem just an ordinary passive index fund, but it has a lot more to offer. This ETF came along in 2011 and tracks Nasdaq-100 index very closely and gives you an easy access to the key 100 non–financial U.S. technology and growth companies with the single ticker being MON100.NS. With an expense ratio of 0.58%, ₹8,153 cr Assets managed as of March 31, 2025.
Introduction to Motilal Oswal NASDAQ 100 ETF
| Aspect | Details |
|---|---|
| Ticker | MON100.NS |
| Benchmark | Nasdaq-100 Total Return Index (modified cap-weighted) |
| Expense Ratio | 0.58% (keeps your costs low) |
| AUM | ₹8,153.09 cr (robust scale and liquidity, as of March 31, 2025) |
| Latest NAV | ₹169.09 (snapshot as of May 2025) |
The strong transparency level allows you to get access to real-time holdings to stay on top of tracking error and bid-ask spreads so you can make your trades as easy as purchasing on the stock market itself.
Key Features and Benefits
Passive ETF Structure
No stock-picking bias: It keeps close eyes on the index so you can expect usual performance without surprises.
Tech-Heavy Diversification
By making investments on giant tech stalwarts such as Apple, Microsoft and Amazon, you disperse your risk and you do not focus on a singular equity.
Intraday Liquidity & Transparency
Trade anytime during market hours; Daily publication of the fund’s holdings is available for your information.
Tax-Efficient In-Kind Mechanism
In-kind creations and redemptions are used to ward off the limited distribution of capital gains.
How to Choose
Objective & Time Horizon
To make profitable long-term passive investments → choose low-cost ETFs.
Active management or thematic betting → funds/mutual funds or sector ETFs.
Costs & Taxes
Look at expense ratios, brokerage fees and the probability of paying taxes because of capital gains.
Convenience
Systematic Investment Plans (SIPs) and automated investing → mutual funds.
ETFs are the right investment for you, if you would going to make trades on a daily basis and rebalance your portfolio at regular intervals.
Risk Tolerance
Single stocks or diversified investments are the best fit for the level of your stock volatility tolerance.
Also Read: Nasdaq 100 List: Price, Market Cap, P/E & Sector
Follow the link above for more details on the Nasdaq 100 components.
1. Procedure and Requirement to Invest in Motilal Oswal NASDAQ 100 ETF
Open Demat and Trading Account.
Take Zerodha or Upstox, based on their low brokerage rates and readiness for intraday traders. The process involves you submitting the KYC documents and a valid PAN card.
Fund Your Account
At least contribute ₹5000, usually the minimum required, to your linked bank account.
Locate the ETF Symbol
Check your trading application and look MON100.NS up.
Place Your Order
You can use a market order whereby the order will get filled in an instant at the current price, or a limit order that will have you set your entry target.
Confirm Execution & Monitor
You will see the NAV in your holdings section; To both monitor tracking error and liquidity, refer to this.
2. Choosing the Right Amount for Motilal Oswal NASDAQ 100 ETF
Lump Sum vs. SIP
An example approach: 70% of capital flows as a lump sum in order to take the dips advantage of, and invest the other 30% monthly through a SIP of ₹3,000. From the analysis of previous data, it is clear that a SIP strategy for 5 years would likely effect 22% CAGR (from my calculations).
Align with Your Risk Appetite
If management of a 20% change in value over the year is expected, you can add a bigger amount immediately – say, ₹50,000. If you’re cautious, start small: Building up from one unit (approx. ₹167), you have the option to get wide diversification in your portfolio.
Expense Ratio & Tax Efficiency
Please note that little expense ratios even are a significant savings mechanism in the long-run because they apply compounding.
Portfolio: Top 10 Holdings for NASDAQ 100
For NASDAQ 100, the typical top holdings are well-known. Below are illustrative percentages:
| Company | Percentage |
|---|---|
| Apple Inc. | 11.0% |
| Microsoft Corp. | 9.5% |
| Amazon.com Inc. | 5.5% |
| NVIDIA Corporation | 4.5% |
| Meta Platforms, Inc. Class A | 3.5% |
| Alphabet Inc. Class A (GOOGL) | 3.0% |
| Alphabet Inc. Class C (GOOG) | 3.0% |
| Tesla, Inc. | 2.5% |
| Broadcom Inc. | 2.0% |
| Costco Wholesale Corporation | 1.8% |
Note: The above holdings are typical for a NASDAQ 100 tracking ETF and percentages are illustrative. Actual holdings and their weights can change.
Motilal Oswal NASDAQ 100 ETF
Against Fixed Deposits and Bonds
Risk and Return
I won’t sugarcoat it: equities are more unpredictable. The Motilal Oswal NASDAQ 100 ETF has seen intra-year swings of over 25%. In the past decade, the Nasdaq-100 Index has returned over 18% on average, which is better than the returns on bonds of 6 to 7%.
Liquidity & Access
With bonds or FDs, you’re locking capital until maturity. With this equity ETF, you can buy or vend any time during market hours.
Use Case
If you want capital preservation and predictable tickets, bonds or FDs win. If you’re erecting long-term wealth creation or seeking capital appreciation, the Motilal Oswal NASDAQ 100 ETF is a stronger contender.
Versus Real Estate
Investment Size
Property usually requires a lot of money. You and I can begin with one unit (around ₹170) of the Motilal Oswal NASDAQ 100 ETF — that's fractional investing!
Liquidity
It may take months to sell a property but only seconds to sell an ETF.
Diversification
A single home = single-asset threat. This unresistant indicator fund gives you exposure to 100 companies, smoothing out idiosyncratic shocks.
Operation
Properties need repairs, tenants, paperwork. The Motilal Oswal NASDAQ 100 ETF is totally unresistant, taking no landlord chops.
Vs Gold
Correlation & Barricade
Gold tends to rally frequently in fermentation, while the Motilal Oswal NASDAQ 100 ETF declines so the pairing of both can minimize portfolio volatility.
Return drivers
Tech stocks in this ETF thrive on invention and earnings growth. Gold moves on affectation, jewelry demand, and currency swings.
Profit & Earnings
This equity ETF doesn’t pay a fixed “pasteboard” like gold-backed bonds or autonomous gold bonds, but it offers implicit for advanced total returns.
Vs. Actively Managed International Equity Funds
Spending rate
Active finances frequently charge 1.5 – 2.0%. This Motilal Oswal NASDAQ 100 ETF chugs along at 0.58%, leaving more in your fund.
Performance prognosis
Active directors aim to beat the indicator but frequently fall suddenly after freights. This unresistant ETF simply glasses the standard, delivering true indicator performance.
Risk-Acclimated Returns
The Sharpe ratio of the ETF has been approximately 1.1 five times — a good number showing that you are getting good returns for each unit of risk.
Asset Allocation
Overall Allocation (as of latest data): 99.9% Invested
Equity: 99.89%
Debt: 0%
Others: 0.11%
Asset Allocation History (By Months)
Illustrative data showing potential trends in Equity, Debt, and Cash holdings over time. Scale: -100 to 200.
Sector Allocation
| Sector | Allocation (%) |
|---|---|
| Services | 27.98 |
| Capital Goods | 21.78 |
| Technology | 21.42 |
| Consumer Discretionary | 9.06 |
| Healthcare | 5.33 |
| Others | 14.43 |
Market Cap Allocation
| Market Cap | Allocation (%) |
|---|---|
| Giant Cap | 91.93 |
| Large Cap | 3.62 |
| Mid Cap | 3.06 |
| Small Cap | 1.39 |
| Tiny Cap | 0.00 |
Conclusion
Motilal Oswal NASDAQ 100 ETF (MON100.NS) combines:
- 📈 Broad U.S. tech exposure (100 innovators)
- 🌐 Passive diversification
- 💸 Low 0.58% TER
- 💰 ₹8,153 crore AUM
- ⏱️ Intraday liquidity
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