For both novice and seasoned investors, stocks under ₹100 present an alluring chance to create a diversified portfolio without making a sizable upfront investment.
These stocks frequently reflect new ventures, turnarounds in the public sector, or highly traded firms with the potential for rapid short-term trading momentum, consistent dividend payments, or robust long-term growth.
They do, however, carry some risks, such as price volatility and, in certain situations, limited liquidity. For this reason, before making an investment, careful research and risk awareness are crucial.
In This Guide
ℹ️ Introduction to Stocks Under ₹100 in India
In India, stocks with values under 100 rupees are a common starting point for individual investors. These inexpensive stocks provide several advantages, regardless of your level of experience or your desire for cost-effective ways to diversify your portfolio:
- Low Entry Cost: You can purchase dozens of shares for just ₹1,000, making it ideal for testing out ideas without making a significant financial commitment.
- Undervalued Opportunities: A large number of these stocks are in turnaround businesses, PSUs, or high-growth industries like pharmaceuticals and renewable energy.
- Potential for Diversification: To reduce risk, you can distribute your money among several sectors, such as banking, utilities, healthcare, and consumer cyclicals.
- Liquidity Advantage: Due to their high daily volumes, stocks such as Suzlon, Yes Bank, and JP Power are easier to buy or sell.
📈 Best Stocks Under ₹100 for Long-Term Growth
| Symbol | Price (₹) | P/E Ratio | Volume | Market Cap (₹ Cr) | Sector | 1-Year Return (%) |
|---|---|---|---|---|---|---|
| IDFCFIRSTB | 70.83 | 40.71 | 27,18,162 | 57,074.25 | Financial Services | -5.04 |
| SUZLON | 60.67 | 40.18 | 71,50,273 | 89,997.88 | Industrials | -6.36 |
| MOREPENLAB | 58.16 | 26.44 | 3,75,662 | 3,519.51 | Healthcare | -2.11 |
| NHPC | 83.82 | 30.93 | 8,59,045 | 84,951.57 | Utilities | -18.52 |
| TRIDENT | 30.53 | 35.92 | 14,50,743 | 15,727.38 | Consumer Cyclical | -18.75 |
| JPPOWER | 20.51 | 23.04 | 49,07,062 | 15,606.02 | Utilities | 5.66 |
| YESBANK | 19.39 | 22.29 | 95,39,719 | 62,960.68 | Financial Services | -22.28 |
| RTNPOWER | 13.07 | 59.41 | 1,32,42,805 | 8,635.10 | Utilities | -20.86 |
| SJVN | 95.37 | 45.85 | 5,36,708 | 39,050.78 | Utilities | -35.77 |
| MAHABANK | 56.70 | 7.42 | 7,26,513 | 44,033.16 | Financial Services | -14.19 |
| CENTRALBK | 36.73 | 7.56 | 7,13,627 | 35,635.37 | Financial Services | -42.40 |
| UCOBANK | 30.08 | 14.60 | 9,87,457 | 40,359.54 | Financial Services | -46.89 |
| IOB | 37.68 | 18.56 | 8,68,833 | 76,711.58 | Financial Services | -44.83 |
| PSB | 29.45 | 18.29 | 3,84,184 | 22,860.41 | Financial Services | -57.27 |
📊 Stocks Under ₹100 with High Volume (NSE)
| Symbol | Price (₹) | P/E Ratio | Volume | Market Cap (₹ Cr) | Sector | 1-Year Return (%) |
|---|---|---|---|---|---|---|
| IOB | 37.68 | 18.56 | 8,68,833 | 76,711.58 | Financial Services | -44.83 |
| UCOBANK | 30.08 | 14.60 | 9,87,457 | 40,359.54 | Financial Services | -46.89 |
| CENTRALBK | 36.73 | 7.56 | 7,13,627 | 35,635.37 | Financial Services | -42.40 |
| MAHABANK | 56.70 | 7.42 | 7,26,513 | 44,033.16 | Financial Services | -14.19 |
| PSB | 29.45 | 18.29 | 3,84,184 | 22,860.41 | Financial Services | -57.27 |
| SUZLON | 60.67 | 40.18 | 71,50,273 | 89,997.88 | Industrials | -6.36 |
| MOREPENLAB | 58.16 | 26.44 | 3,75,662 | 3,519.51 | Healthcare | -2.11 |
| TRIDENT | 30.53 | 35.92 | 14,50,743 | 15,727.38 | Consumer Cyclical | -18.75 |
| NHPC | 83.82 | 30.93 | 8,59,045 | 84,951.57 | Utilities | -18.52 |
| SJVN | 95.37 | 45.85 | 5,36,708 | 39,050.78 | Utilities | -35.77 |
| RTNPOWER | 13.07 | 59.41 | 1,32,42,805 | 8,635.10 | Utilities | -20.86 |
| JPPOWER | 20.51 | 23.04 | 49,07,062 | 15,606.02 | Utilities | 5.66 |
| YESBANK | 19.39 | 22.29 | 95,39,719 | 62,960.68 | Financial Services | -22.28 |
| IDFCFIRSTB | 70.83 | 40.71 | 27,18,162 | 57,074.25 | Financial Services | -5.04 |
| IDBI Bank | 92.25 | 12.54 | 18,84,260 | 99,191 | Financial Services | -11.36 |
| GMR Airports | 89.32 | - | 28,07,854 | 94,313 | Construction & Eng. | -8.15 |
| Vodafone Idea | 7.16 | - | 17,18,22,421 | 77,574 | Telecom Services | -55.39 |
| NMDC | 71.12 | 9.54 | 50,65,191 | 62,527 | Mining - Iron Ore | -12.63 |
| IRB Infra Dev | 45.74 | 27.53 | 49,78,804 | 27,622 | Construction & Eng. | -31.50 |
| Motherson Sumi | 39.44 | 43.96 | 23,58,012 | 26,155 | Cables | -21.53 |
| Sagility India | 43.06 | 39.50 | 1,10,33,785 | 20,157.80 | Specialized Finance | 43.55 |
| HFCL | 78.18 | 66.25 | 63,91,891 | 11,278.82 | Telecom Equipment | 50.00 |
| Ujjivan Small Fin | 43.97 | 16.10 | (High) | 8,503.89 | Financial Services | 98.39 |
| South Indian Bank | 29.62 | 5.82 | (High) | 7,744.37 | Financial Services | (Not specified) |
🏆 Top 5 Stocks Under ₹100 Based on a Balanced Scorecard
Methodology: Ranked using low P/E, low P/B, high ROE, and high Volume. Combined rank forms the Composite Score (lower is better).
1. Suzlon Energy (SUZLON)
| Symbol | Name | Price | Market Cap (Cr) | Volume | P/E Ratio | P/B Ratio | ROE (%) | Composite Score |
|---|---|---|---|---|---|---|---|---|
| SUZLON | Suzlon Energy | 48.5 | 66,191 | 23,40,68,128 | 37.39 | 16.49 | 44.10 | 1 |
5Y Price Chart Summary:
Current Price: ₹48.5
5-Year Return: +₹45.00 (+1270%)
Market Trend: Consistent multi-year uptrend with large volumes.
Data as of 23 Jul, 3:30 pm IST
2. JP Power (JPPOWER)
| Symbol | Name | Price | Market Cap (Cr) | Volume | P/E Ratio | P/B Ratio | ROE (%) | Composite Score |
|---|---|---|---|---|---|---|---|---|
| JPPOWER | JP Power | 19.8 | 11,520 | 1,40,66,732 | 12.38 | 2.59 | 21.00 | 2 |
5Y Price Chart Summary:
Current Price: ₹19.8
5-Year Return: +₹16.5 (+500%)
Trend: Turnaround stock with improving fundamentals.
3. Vodafone Idea (IDEA)
| Symbol | Name | Price | Market Cap (Cr) | Volume | P/E Ratio | P/B Ratio | ROE (%) | Composite Score |
|---|---|---|---|---|---|---|---|---|
| IDEA | Vodafone Idea | 15.5 | 75,384 | 96,82,60,127 | NA | NA | NA | 3 |
5Y Price Chart Summary:
Current Price: ₹15.5
5-Year Return: +₹7.5 (+100%)
Note: No profit yet, but high trading volume and large base.
4. IRFC (Indian Railway Finance Corp)
| Symbol | Name | Price | Market Cap (Cr) | Volume | P/E Ratio | P/B Ratio | ROE (%) | Composite Score |
|---|---|---|---|---|---|---|---|---|
| IRFC | IRFC | 93.8 | 1,23,020 | 8,60,34,350 | 11.38 | 2.29 | 20.13 | 4 |
5Y Price Chart Summary:
Current Price: ₹93.8
5-Year Return: +₹65.3 (+228%)
Consistent dividend-paying PSU with strong fundamentals.
5. Rail Vikas Nigam Ltd (RVNL)
| Symbol | Name | Price | Market Cap (Cr) | Volume | P/E Ratio | P/B Ratio | ROE (%) | Composite Score |
|---|---|---|---|---|---|---|---|---|
| RVNL | RVNL | 390 | 81,952 | 3,15,69,553 | 32.91 | 6.58 | 22.00 | 5 |
5Y Price Chart Summary:
Current Price: ₹390
5-Year Return: +₹320 (+460%)
Although priced above ₹100 now, it was under ₹100 recently and is in high demand.
❓ Frequently Asked Questions (FAQs)
1. Is 100 rupees and under good stocks to invest in?
Yep, there are a lot of stocks that have great fundamentals and growth at low prices. Yet, there are no good bets all the time. Before investing, it is important to look at such metrics as volume, P/E ratio, and ROE.
2. What makes the volumes of these stocks so high?
Stocks below 100 are commonly available to retail investors as compared to other higher priced stocks because they are affordable making the daily trading volume to increase. This liquidity can be a good sign when there are also good financials.
3. Is it possible to get multibagger returns out of penny stocks?
There are those that have brought 200-500-and-more returns in 3-5 years. Not every low cost consensus is a good company though, so you must always make sure to check the financial assumptions of the company and never buy because of its price being low.
4. To invest in these stocks do I require a Demat account?
Yes, buying of all listed NSE and BSE stock even of less than 100 requires a Demat and trading account. One may open it with the help of any SEBI approved broker.
5. Is low P/E, low P/B good at all times?
They may point to the presence of undervaluation but should be looked at in terms of the ROE and growth revenue. A low P/E can also be a market concern or poor outlook, so it is situational.
6. How frequently am I supposed to look at my stock portfolio?
Check the performance, earnings results, and key news on a quarterly basis at least twice a year. Rebalancing is the process that makes sure that you do not hold on to the bad performing or risky stocks too long.
7. Do stocks of less than 100 have risks?
Yes. Most of them are affected by volatility or corruption. Avoid the ones that have erratic earnings, poor promoter holdings and a non-existent roadmap.
8. Is there any opportunity to invest in SIP (Systematic Investment Plan) in the stocks?
No, but you can make pre-specified investments on a regular basis. The SIP-like discipline is suitable within undervalued, quality stocks to make a fortune over the long term.
🏁 Final Thoughts
Lower cost stocks can be considered as an optimal introductory point for new or economy-strapped investors whose stocks are below 100 rupees. These low cost investments have the capability of providing very good returns in the long term with the correct research.
Nevertheless, low-priced stocks are not always a goldmine. Read the basics, avoid sectoral paralysis and make investments according to facts not feverishness.
Note: All the stock prices are approximate and are on the basis of information at July 24, 2025. Prices may fluctuate at a very high rate therefore, check before investing.
