Finding the perfect gold mutual fund for your portfolio.
I notice that you're looking for the best-performing gold mutual fund, and I'm with you. Gold has always been that surefire protection against market fluctuation, and choosing the right fund can make all the difference in your gains. Today, I'll walk you through:
- Why one should consider choosing an outstanding gold mutual fund.
- Leading gold mutual fund players among India's top.
- How to compare best gold mutual funds to invest
- My personal view of the best Fidelity gold mutual fund option.
Let us start and assist you in making an informed decision.
Why I Suggest the Top Gold Mutual Fund
If I look at the gold performance, I don't see just gleaming bars. To buy a fund is:
- Convenience: No storage or insurance needed.
- Liquidity: Simple to buy and sell, like a stock.
- Professional management: Experts decide when to rebalance.
Because of these, I think that a best gold mutual fund will make a valuable addition, whether you are a first-time investor or diversifying a bit further.
Key Takeaways Before You Invest.
Also Read: HDFC Nifty Smallcap 250 ETF Portfolio Overview
Top best gold mutual funds in India for 2025
| Fund Name | 1-Year Return | Expense Ratio | AUM (₹ Cr) | Risk Level | Min. SIP Amount | Inception Year |
|---|
- Expense ratio matters: Lower fees like SBI Gold Fund (0.29%) and Axis Gold Fund (0.24%) add to your net returns.
- Returns are comparable: Top funds all fall between 26–27%, so minor differences won't ruin your investment strategy.
- Fund size and liquidity: Greater AUM generally means more even trading—keep an eye on those fund assets.
Gold Mutual Fund Insights Dashboard
Key Metrics (At a Glance)
Performance & Cost Comparison
1-Year Returns (%)
Expense Ratios (%)
Assets Under Management (AUM in ₹ Cr)
Fund Feature Checklist
Comparing select funds (ICICI, SBI, HDFC, Axis, Nippon) based on specific criteria:
- Expense Ratio < 0.35%
- AUM > ₹2,000 Cr
- Min. SIP Amount ≤ ₹250
- Inception Year < 2010
Choosing the best gold mutual funds to invest.
When it is time to harvest, ask yourself:
- For how long I intend to keep investing?
- Liquidity is necessary in the short term.
- Long term? Expense ratio impact compounds over years.
- My risk tolerance
- Gold funds can fall as well—be comfortable with short-term losses.
- My overall portfolio worth
- If you hold significant equities, a gold mutual fund can act as a stabilizer.
My Thoughts on the best Fidelity gold mutual fund
While my examples are primarily from India, you asked for data on Fidelity's best gold mutual funds. While Fidelity's choices vary geographically, these are the characteristics that set them apart:
Fidelity Select Gold Portfolio.
- Invests in gold mine stocks instead of real gold
- Increased volatility follows the possibility of leveraged profits whenever gold prices rise.
Fidelity Advisor Gold Portfolio
- Combines gold ETF physical holdings and mining stocks
- Balanced approach if you want exposure to both
If you do want to replicate the ease of an Indian fund, pay attention to the fact that Fidelity gold funds are skewed towards mining stocks. Just be aware of that before you invest.
Also Read: BHARAT 22 ETF Companies Weightage & Stock List 2025
Bullet-Point Summary
- ICICI Prudential Regular Gold Savings Fund: Solid performance, middle-of-the-pack expense.
- SBI Gold Fund: Low cost, consistent performance.
- HDFC Gold Fund offers a great price and reliability combination.
- Axis Gold Fund: Lowest cost, slightly lower returns.
- Nippon India Gold Savings Fund: Moderately high returns, moderate fees.
- Fidelity gold choices: Mining emphasis—riskier, greater potential reward.
Final Thoughts: How to Choose the Best Gold Mutual Fund for You
We both know that no fund can be perfect year in and year out. However by:
- Examining cost ratios
- Validating current performance
- Offering adequate liquidity
You can make a well-informed decision.
FAQs on Gold Investments
Q1: Which gold ETF mutual fund is best?
Kotak Gold ETF frequently performs the best among gold ETFs in India due to its competitive expense ratio and strong liquidity. You can find more information on their website: Kotak Gold ETF.
Strong competitors with comparable returns and inexpensive expenses include Nippon India ETF Gold BeES and HDFC Gold ETF. For Nippon India, one resource is: Nippon India ETF Gold BeES (note: provided link is for Nifty Next 50 Junior BeES, please verify for Gold BeES).
Top Gold ETF Comparison
| Fund Name | Key Highlights | Link/Reference |
|---|---|---|
| Kotak Gold ETF | Competitive expense ratio, strong liquidity | Visit Kotak MF |
| Nippon India ETF Gold BeES | Comparable returns, inexpensive expenses | Visit Resource (External) |
| HDFC Gold ETF | Strong competitor, comparable returns | Link not specified in source |
Q2: What is the top mutual fund for gold?
SBI Gold Fund and Axis Gold Fund are notable for their steady returns and minimal costs, with expense ratios typically under 0.30%. The ICICI Prudential Regular Gold Savings Fund also demonstrates solid performance, with a reported one-year return of about 26.5%.
Top Gold Mutual Funds (General)
| Fund Name | Key Highlights | Expense Ratio (Approx.) | 1-Year Performance (Approx.) |
|---|---|---|---|
| SBI Gold Fund | Steady returns, minimal costs | Under 0.30% | Not specified in source for comparison |
| Axis Gold Fund | Steady returns, minimal costs | Under 0.30% | Not specified in source for comparison |
| ICICI Prudential Regular Gold Savings Fund | Solid performance | Not specified in source | ~26.5% |
Q3: Which gold mutual funds are the best?
If you're looking for mutual fund diversity, consider the HDFC Gold Fund and Nippon India Gold Savings Fund. Both have reportedly yielded more than 26% over the last 12 months. It's crucial to always compare expense ratios, as reduced costs generally translate into higher net returns.
Best Gold Mutual Funds (Diversity Focused)
| Fund Name | 12-Month Yield (Approx.) | Key Advice |
|---|---|---|
| HDFC Gold Fund | > 26% | Always compare expense ratios; lower costs usually mean higher net returns. |
| Nippon India Gold Savings Fund | > 26% |
Q4: Is investing in gold mutual funds a wise decision?
Investing in gold mutual funds can be a wise approach to diversify your portfolio and protect against inflation, without the inconvenience of holding physical gold. However, they still entail market risk, so it's advisable to balance them with debt and equity holdings.
Portfolio Diversification Concept
Illustration: Balance holdings with Gold, Debt, and Stocks for diversification.
Key takeaway: Gold mutual funds can be a valuable component of a well-diversified investment strategy.
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